Overwhelmed by an On-the-Job Injury? Here’s How Workers’ Compensation Can Help

Getting hurt on the job is never easy, but compensation can help. The purpose of workers’ compensation is to protect people who are injured on the job.

Getting hurt on the job is never easy, but compensation can help. An on-the-job injury can be difficult to deal with, especially if you’ve worked at your job for a long time. However, getting hurt on the job can be easier to manage if you understand what it means from a workers’ comp perspective. The purpose of workers’ compensation is to protect people who are injured on the job.

What Is Workers’ Compensation?

Workers’ compensation is a legal system that protects people who get hurt on the job. There are several different ways in which a Workers compensation attorney in your area can help you. First, it can pay for medical bills and help with other costs related to your injury. Second, it can help with lost wages and rehabilitation. Lastly, it can help with long-term medical and disability. If you feel stuck, a workers’ compensation lawyer can walk you through the compensation process.

How To Find Out if You’re Eligible for Workers’ Comp Benefits

Qualifying for workers’ comp benefits can be complicated. However, if you can document that you have a medical condition that is connected to your injury, you might be able to qualify for workers’ comp benefits, suggest experts at The Law Offices of Nathaniel F. Hansford, LLC. However, you will need to take several steps to make this process easier. These include:

— You must first be able to document the relationship between your injury and your medical condition

— The employer you work for must be willing to cover the full range of workers’ compensation benefits (not just medical)

— The coverage you have with workers’ compensation has to be retroactive to the day you were injured

— You must be willing to sign paperwork acknowledging that you understand your responsibilities under workers’ compensation



Are There Any Limitations On Your Workers’ Comp Benefits?

If you don’t qualify for workers’ compensation benefits, and you can document that you have a medical condition that is connected to your injury, you may be able to qualify for state and/or local government disability benefits. This is often referred to as state or local government assistance. These benefits are available to people with disabilities and are not covered by workers’ compensation. However, unlike workers’ comp, where the duration is limited, the amount of state or local government assistance is not. You can reach out to a workers’ compensation lawyer for more information. They will give you the best solution for your case.

There are many things involved when it comes to workers’ compensation. You will need to document your injury, ability to work, medical condition, and ability to pay for it all. Once you have everything in place, the next step is to leave it to the legal system and get paid.



5 Important things you need to know about worker’s compensation

Workers compensation is something we’ve all heard of, but not many of us could fill you in on the details.

Workers compensation is something we’ve all heard of, but not many of us could fill you in on the details. Most people assume that if they do get hurt at work, it’ll be covered somehow. Then there are others who don’t think they’ll be covered at all, perhaps due to working at a small business or in a somewhat risky job where bumps and bangs are considered the norm.

Usually, you only need to know the actual details when it’s time to find a lawyer anyway, which has worked for plenty of people. The problem comes when you don’t even know that you have a case to begin with, so we’ve come up with 5 points which you should remember regarding workers compensation.

1. Independent Contractors Can Claim Workers Comp

Some workplaces will assume that having people classified as independent contractors means they aren’t liable for workers comp or workplace injuries. This isn’t true. There’s a list of criteria which must be met for a worker to genuinely be considered an independent contractor, and if these aren’t met then having signed 1099 form isn’t enough to protect the employer from a legitimate claim. Depending on the circumstances and even the state where this happens, the discovery of a 1099 worker who isn’t a true independent contractor can lead to tax fines for the business and even criminal charges.



2. Small Businesses Are Covered

This part varies by state as well, so you have to check your local laws or consult a lawyer before you can be sure. With that said, there are plenty of states which require any business that has an employee, even just one, to provide workers comp insurance. There are also specific business sectors where it’s a legal requirement to have insurance, even if your state only usually requires insurance for firms with, for example, more than 5 workers.

3. You Can Claim Even if You Are Partially Accountable

If you were injured doing something which is within your normal job role to do, then you can still claim – even though you technically injured yourself. This doesn’t apply if there’s any proof of alcohol or drug use, or even poor procedure.



4. You Don’t Have to be AT Work to Claim

Workers comp covers you while you’re performing your job, even if that means you’re not in your workplace. It can even cover you during travel on business trips, or whilst in a hotel or conference room for business reasons. This is especially true if you are into the trucking business. You have to stay on the road driving such a heavy vehicle making deliveries. In such businesses, there’s a good chance that you might encounter certain unfortunate events on the road. In that case, you can claim workers’ compensation to deal with all the bills and other financial crises. You can click here to learn more about and how associating with legal professionals can streamline the entire process with their negotiating skills. Basically, if it’s an accident that would’ve been avoided if you had a different job, you’re probably covered. On the flipside, when break time hits, you’re under your own responsibility completely – so you aren’t covered if you get hurt messing around on your lunch break.

5. Laws Vary State to State

This has been mentioned but it’s a massive point when it comes to any type of compensation claim. Consult a lawyer and learn as much as possible about your state laws. This is the best way to figure out whether or not you have a case, and what it could be worth.